Payment infrastructure built for AI agents
Virtual cards, spending policies, and real-time transaction control. European by design. Compliant by default.
Trusted by teams building the future of autonomous commerce
Features
Everything agents need to pay
From card issuance to policy enforcement. One API, full control.
Virtual Cards
Instant Visa cards per agent. Fund, freeze, or revoke in real-time. Each agent gets its own isolated card.
Smart Policies
Transaction limits, daily caps, merchant allow/blocklists. Auto-approve or require manual review.
Payment Intents
Agents declare what they want to buy. Your policies decide. Full audit trail on every decision.
Agent-first SDK
3 lines to issue a card. TypeScript SDK, REST API, Dashboard, CLI. Simulation mode included.
Full Observability
Real-time transaction feed, dispute management, and spending analytics across all agents.
GDPR Native
Data export, consent management, deletion rights. European compliance built into the core.
How it works
From zero to payments in minutes
Create an Agent
Name it, set spending policies, and get a virtual Visa card instantly via API or dashboard.
Fund the Card
Add balance programmatically. Set limits per transaction, day, or month. Full control.
Let it Pay
Your agent uses intents to request purchases. Policies enforce your rules automatically.
Pricing
Usage-based pricing
Pay by spend volume. Issue cards, set limits, get audit logs.
Free
€0/month
Try Lait with a spend cap
- ✓ 1 agent
- ✓ €250 total spend cap
- ✓ Basic control policies
- ✓ Email support
Personal
Popular€9.99/month
For freelancers & solopreneurs
- ✓ Up to 5 agents
- ✓ €2k spend/month included
- ✓ Basic control policies
- ✓ 1 virtual account
- · 0.15% overage
- ✓ Email support
Business
€150/month
For teams & companies
- ✓ €100k spend/month included
- ✓ Advanced control policies
- ✓ Multi-virtual-account support
- · 0.10% overage
- ✓ Approval workflows, notifications
- ✓ Audit trails
Enterprise
Custom
High-volume & custom controls
- ✓ Custom spend volume
- ✓ Custom virtual account setup
- ✓ Custom policy controls
- ✓ Advanced approvals
- ✓ Exportable audit logs
Compliance
European by design, not by afterthought
Most payment APIs treat EU compliance as a checkbox. We built it into the core. GDPR data rights, consent management, and regulatory reporting are native.
GDPR Art. 15-20: Data export, portability, and deletion built-in
Consent management with full audit trail per Art. 7
EU-hosted infrastructure with data residency guarantees
PSD2-ready payment processing with strong customer authentication
// One-click data export
const data = await lait.gdpr.export({
userId: "user_123",
format: "json"
});
// Right to deletion
await lait.gdpr.delete({
userId: "user_123",
confirm: true
});Ready to give your agents a wallet?
Start in simulation mode. No bank integration required. Switch to live cards when you are ready.